I help professionals, business owners and their families make confident decisions about their money. Most people I work with have built significant wealth through their careers or businesses. What they’re often missing is structure: one plan that brings their pensions, investments and tax position together. That plan might show you can retire earlier than expected. It might give you long-term security, or simply clarity over what’s possible, and when. How I help: • Retirement planning: working out what financial independence looks like for you, and how to get there in a tax-efficient, sustainable way. • Cash flow modelling: a clear picture of your financial future, so you can see how today’s decisions shape the years ahead. • Pension and investment reviews: simplifying what you already have, so you understand what you own and why, and making sure it fits your goals and attitude to risk. • Income planning: tax-efficient income through your working years and into retirement. • Business owners: connecting your business and personal finances, from building wealth alongside the company to planning for a sale and what comes after. • Family wealth: supporting the next generation and passing wealth on efficiently. I’m a Chartered Member of the CISI (Chartered MCSI). Before financial planning, I served as a Warfare Officer in the Royal Navy. Outside work, I love skiing and spend most weekends cycling or playing tennis. I’m also a keen but fairly bad golfer. If you value structure and long-term thinking over short-term noise, we’re probably a good fit.